Comprehension Test and its solution
Instructions : Each question is compulsory and carries equal marks. There may be negative marking for wrong answers. Time limit would be as stated by the Instructor. Submit the response sheet after completion of given time. You may carry the questions paper with you.
Directions (Qs.1-5): Read the following passage and answer the questions given after it.
Passage I
At different stages in the educational process different changes are required. In schools, the chief need is for a general change in the attitude towards science, which should be from the beginning an integral part and not a mere addition, often an optional addition, to the curriculum. Science should be taught not merely as a subject, but should come into all subjects. Its importance in history and in modern life should be pointed out and illustrated. The old contrast, often amounting to hostility, between scientific and humane subjects needs to be broken down and replaced by a scientific humanism. At the same time, the teaching of science requires to be humanised. The dry and factual presentation requires to be transformed, not by an appeal to mystical theory, but by emphasising the living and dramatic character of scientific advance itself. Here the teaching of the history of science, not isolated as at present, but in close relation to general history teaching, would serve to correct the existing atmosphere of scientific dogmatism. It would show at the same time how secure are the conquests of science in the control they give over natural processes and how insecure and provisional, however necessary, are the rational interpretations, the theories and hypotheses put forward at each stage. Past history by itself is not enough, the latest developments of science should not be excluded because they have not yet passed the test of time. It is absolutely necessary to emphasise the fact that science not only has changed but is continually changing, that it is an activity and not merely a body of facts. Throughout, the social implications of science, the powers that it puts into men’s hands, the uses they could make of them and those which they in fact do, should be brought out and made real by a reference to immediate experience of ordinary life.
1. According to the author science should be taught:
A] As an optional subject B] as a special subject
C] As a part of every subject D] as a part of history
2. While teaching science in schools, which of the following should be emphasised?
A] presentation of facts B] appeal to mystical theory
C] theories and hypotheses D] its close relation to life
3 What does the author feel about the “rational interpretations” of science?
A] They are factual presentations which need to betransformed
B] They give control over natural processes
C] They are only provisional as they have not beenproved
D] They have social implications that put power in man’s hands
4. The existing atmosphere of scientific dogmatism can be corrected by:
A] Presenting the scientific facts
B] Putting forward hypotheses and theories
C] Teaching the history of science in the context of general history
D] Emphasizing the changing nature of science
5. Science teaching will be most fruitful and purposeful when:
A] All the scientific facts are presented to students
B] It is taught in close relationship with humanities
C] The history of science is taught
D] The theories and interpretations of science are put forward
Passage II
Incredible though it may seem, while the percentage of literacy in India has been going up, the number of illiterates has also been increasing. Thus, according to the 1966 figures there were 353 million illiterates in the country—20 million more than in 1961. During the same period the percentage of literacy went up from 24 to 29 per cent. The explanation for this paradox lies in the rapid growth of population which has outpaced whatever little progress has been achieved in literacy. For instance from 1951 to 1961, literacy increased at an annual average rate of 0.7 per cent while the country’s population grew by 2.15 per cent every year. But the population explosion is not entirely responsible for the growing number of illiterates. The apathy of most States in failing to tackle the problem of adult literacy is also partly to blame. Till now, they have shown little awareness of the magnitude of the problem. Moreover, follow up measures to prevent neo-literates from relapsing into illiteracy is just as important as the initial adult literacy campaigns. Here too, the State Education authorities have been negligent. Not sufficient provision has been made for ‘continued education’. This can be done by setting up more rural libraries, adult schools and correspondence courses.
6. Which of the following is as important as the literacy campaign?
A] A new policy on education B] Vocational education system
C] Prevention of neo-literates dropping into illiteracy D] Opening more universities
7. In this passage what is one of the steps for continued education?
A] Starting short-term courses B] Opening more rural libraries
C] Making education a fundamental right D] Making education a subject in the Union List
8. What was the number of illiterates in 1961?
A] 37.3 crore B] 35.3 crore
C] 33.3 crore D] 2 crore
9. What is the paradox referred to in the passage?
A] The number of illiterates has decreased while the percentage of literacy has increased
B] The number of literates has increased while the percentage of literacy has gone down
C] The number of literates and the percentage of illiterates have both decreased
D] The number of illiterates and the percentage of literacy have both increased
10. What was the percentage of literacy in 1961?
A] 5 B] 19
C] 20 D] 24
11. What has been the annual average rate of increase in literacy from 1951 to 1961
A] 0.7% B] 2.15%
C] 5.0% D] 7.0%
12. What is meant by neo-literates?
A] Potential literate persons B] University teachers
C] Research scholars D] People who become newly literate
13. What is the cause of the paradox referred to in the passage?
A] Shortage of funds for the education sector B] Absence of jobs for the educated
C] Rapid increase in population D] No follow up measures for continued education
14. Which of the following statements is/are correct?
1. Population explosion is entirely responsible for the growing number of illiterates
2. The indifference on the part of the Central Government to tackle the problem of adult literacy has been the main culprit . Select the correct answer by using the code given below:
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage III
Scientists tell us that without the presence of the cohesive force among the atoms that comprise this globe of ours, it would crumble to pieces and we would cease to exist and even as there is cohesive force in blind matters, so must there be in all things animate and the name for that cohesive force among animate beings is love. We have to learn to use that force among all that lives, and in the use of it consists our knowledge of God. Where there is love there is life; hatred leads to destruction. Life persists in middle of destruction. Only under that law would a well-ordered society be intelligible and life worth living. The sum total of the energy of mankind is not to bring us down but to lift us up, and that is the result of the definite, of unconscious working of the law of love. The fact that mankind persists shows that the cohesive force is greater than the disruptive force, centripetal force greater than centrifugal. If love be not the law of our being, here is no escape from a periodical recurrence of war, each succeeding one outdoing the preceding in ferocity. All the teachers that ever lived have preached this law with more or less vigour. If love was not law of life, life would not have persisted in the midst of death. Life is a perpetual triumph over the grave. If there is a fundamental distinction between man and beast, it is the former’s progressive recognition of the law and its application in practice to his own personal life. All the saints of the world ancient and modern, approve of that Supreme Law of our being. That the brute in us seems so often to gain an easy triumph is true enough. That however does not disprove the law. It shows the difficulty of practice.
15. What does our knowledge of God consist in?
A] Believing that God helps the poor and the downtrodden B] Understanding His omnipresence
C] Learning to love all living things D] Learning that sinful acts lead to destruction
16. What are human beings bound by?
A] Sence of security B] Love
C] Fear of God D] Self interest
17. Consider the following statements:
1. The Supreme Law of our being has been explained by scientists.
2. According to scientists, centrifugal force is greater than cohesive force among the atoms.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] neither 1 nor 2
18. What does centripetal force mean?
A] A force which draws things towards the centre B] A force working away from the centre
C] Gravitational force D] Atomic repulsion
19. Consider the following statements:
1. Mankind persists because cohesive force is less than centripetal force.
2. Cohesive force does not exist among animate things.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage IV
Progress in life depends a good deal on crossing one threshold after another. Some time a man watched his little nephew try to write his name. It was hard work, very hard work. The little boy had arrived at a threshold. Today he writes his name with comparative ease. Now a new threshold confronts him. This is the way with all of us. As soon as we cross one threshold, as soon as we conquer one difficulty, a new difficulty appears, or should appear. Some people make the mistake of steering clear of thresholds. Anything that requires genuine thinking and use of energy they avoid. They prefer to stay in a rut where thresholds are not met. Probably, they have been at their job a number of years. Things are easy for them. They make no effort to seek out new obstacles to overcome. Real progress stops under such circumstances. Some middle-aged and elderly people greatly enrich their thresholds. One went into an entirely new business when he was past middle life and made a success of it. De Morgan didn’t start to write novels until he was past sixty. Psychologists have discovered that man can continue to learn throughout life. And it is undoubtedly better to try, and fail than not to try at all. Then one can be placed in the category of the Swiss mountaineer of whom it was said, “He died climbing”. When a new difficulty rises to obstruct your path, do not complain. Accept the challenge. Determine to cross this threshold as you have crossed numerous other thresholds in your past life. In the words of the poet “do not rest, but strive to pass ‘from dream to dream’ ”.
20. Which one of the following statements is true?
A] One can learn new things only upto the age of 35 years B] University is the best place for learning
C] A person can continue to learn whole his life D] One should cease to learn new things
after a certain Age
21. Which one of the following statements is true?
A] One should use technology in learning new things
B] One should not waste his energy in crossing one threshold to another
C] One should always seek guidance of elders
D] One should continue to face obstacles which confront him
22. Which one of the following statements is true?
A] A person can be successful only if he does not cross many thresholds
B] De Morgan was a renowned mountaineer
C] A reference has been made of a Dutch mountaineer
D] One should not lament if he faces new obstacles
23. According to this passage, progress in life depends on which one of the following factors?
A] Energy conservation B] Human resource development
C] Showing perseverance in crossing obstacles, one after another D] Remaining contented with one’s
job
24. When does real progress stop?
A] When there is poor governance
B] When economy of the country is in bad shape
C] When people refrain from finding new obstacles to overcome
D] When percentage of illiteracy increases
25. Which word in the above passage means “verge”?
A] obstacles B] threshold C] strive D] confront
Directions (Qs. 26- 36) : Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.
For a business still in a burgeoning state of development the performance of the gem and jewelry sector in exports is gratifying. On top of an over 50 per cent growth during 2004-05, these exports are poised to grow at a similar rate during the current year, if the trend in the first half of the year is an indication. Data released by the Gems and Jewelry Export Promotion Council show that Gems exports at Rs 2,363 crores during April-September 2005 were 51 per cent higher than during the corresponding period of 2004. Since there is a greater acceleration in the tempo of exports in the second half of the year, it appears that the target of Gems and Jewelry exports, pegged at Rs 5,000 crore is well within reach. Even more heartening is the fact that the export flow has been broad based, though the pace has been set by better showing in both Jewelry and Gem exports. This
successful incursion is the outcome of a conscious strategy to build export infrastructure which includes the setting up of Gems and Jewelry export zones, technology missions and a liberal policy under which virtually the entire industry is thrown open to foreign direct investment. Some incentives like access to domestic market for these export-oriented units, based on the net value addition, also have helped the export drive. Besides, the industry had made efforts to capture new markets, laid stress on quality of the product and became alive to customer needs. However, in the case of jewelry exports, the actual performance is behind the potential. With its endowment in terms of jewelry designers, low costs and high productivity, India can emerge as a major force in global jewelry exports by emphasizing on customizing jewelry rather than relying on standard products. At the same time, gems exports should not suffer by default. The recent data given lie to the claim that we have a leeway in jewelry designing. Over a period, this success on global marketing of our gems should facilitate system integration, and to exports of value-added gems with jewelry. As of now, what is significant is that we have carved a small niche in the global market in an
industry that is the cutting edge of designing.
26. Which of the following are responsible for substantial growth in exports in Gems and jewelry sector?
(A) Conscious strategy to build export infrastructure
(B) Liberal policy
(C) Government subsidy
A] All (A), (B) and (C) B] Only (B) and (C) C] Only (A) and (C) D] Only (A) and (B) E] None of these
27. Setting up of gems and jewelry exports zones has resulted into which of the following?
A] Production of gems has increased B] Increase in gems exports
C] Increase in jewelry exports D] Abundance of gems and jewelry in the domestic market
E] None of these
28. Which of the following words has the SAME meaning as the word ‘heartening’ as used in the passage?
A] Saddening B] Encouraging
C] Illuminating D] Satisfying
E] Worsening
29. Which of the following have helped in the growth of exports in gem and jewelry sector?
(A) Value addition (B) Quality control
(C) Customer friendly (D) Access to domestic market
A] All (A), (B), (C) and (D) B] Only (A), (B) and (C)
C] Only (B), (C) and (D) D] Only (A), (C) and (D)
E] None of these
30. Which of the following statements is true in the context of the passage?
A] The growth in exports in gems & jewelry sector is expected to be 100 per cent during 2005-2006 to that of 2004-05.
B] The growth in exports in gems and jewelry sector in 2005-2006 is expected to be more than that in 2004- 05.
C] The growth in exports in gems and jewelry sector is expected to be 50 per cent in 2005-2006.
D] The growth in exports in gems and jewelry sector is expected to be 25 per cent in 2005-2006.
E] None of these
31. Which of the following factors have not helped in the export promotion?
(A) Building an infrastructure for export (B) Encouraging foreign direct investment
A] Only (A) B] Only (B) C] Either (A) or (B)
D] Both (A) and (B) E] None of these
32. How much export was realized in the first half of the year 2005-2006?
A] Less than half the targeted amount. B] More than half the targeted amount.
C] Almost half of the amount projected for the purpose. D] The exact amount is not mentioned.
E] None of these
33. Which of the following words/group of words has the SAME meaning as the word ‘customizing’ as used in the passage?
A] Need based B] Supportive C] Appropriate D] Quality E] Traditional
34. Which of the following words has the SAME meaning as the word ‘alive’ as used in the passage?
A] Awake B] Open C] Conducive D] Active E] Brisk
35. Which of the following statements is not true according to the passage?
A] India’s performance in exports of jewelry is better than that of gems.
B] India’s performance in export of gems is better than that of jewelry.
C] India’s performance in value added exports has grown in the recent past.
D] India has made considerable effort in exporting value added products in the international market.
E] Performance in global marketing has helped in developing an edge in designing.
36. What according to the passage, is the basis for the expectation of the exports in Gem and jewelry sector reaching the targeted amount?
A] Growth in exports in the earlier year. B] Domestic demand in the sector.
C] India’s performance in jewelry designing D] Trend observed during the first half of the year.
E] None of these
Directions (Qs. 37-38): Choose the word which is most similar in meaning to the word printed in bold used in the passage.
37. Emerge
A] Drawn B] Evolve C] Shine D] Grow E] Submerge
38. Conscious
A] Desirable B] Deliberate C] Planned D] Unconscious E] Wanted
Directions (Qs. 39-40): Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.
39. Virtually
A] Artificially B] Lately C] Really D] Imaginary E] Realistically
40. Burgeoning
A] Emerging B] Established C] Dying D] Sneaking E] Middle
Directions (Qs. 41-50): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The traditional method of managing credit risk is (41) diversification. Although (42) credit risk through diversification is effective, institutions are often constrained by (43) of diversification (44) on account of limited area of (45). During the last few years, managing credit risk through selling assets by way of securitisation has (46) in popularity. The market for securitised assets has grown (47) in the last few years and is expected to grow further in the (48) years. This mode of credit risk mitigation is most (49) to loans with standardized payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might (50) client relationship. In this context, credit derivatives provide a new technique for managing credit risk.
41. A] by B] onto C] for D] through
42. A] watching B] mitigating C] Taking D] affording E] Seeing
43. A] lack B] supply C] Scarcity D] void E] Want
44. A] luck B] fortune C] Activities D] opportunities E] Chance
45. A] place B] transaction C] Operations D] dealing E] Work
46. A] gained B] sold C] Valued D] bought E] Profited
47. A] gigantic B] slowly C] slightly D] impressively
48. A] yester B] futuristic C] Golden D] coming E] Past
49. A] desired B] suited C] wanted D] suitable E] popular
50. A] kill B] lynch C] damage D] promote E] burn
Answer Key
1
Comprehension Test and its solution
Instructions : Each question is compulsory and carries equal marks. There may be negative marking for wrong answers. Time limit would be as stated by the Instructor. Submit the response sheet after completion of given time. You may carry the questions paper with you.
Directions (Qs.1-5): Read the following passage and answer the questions given after it.
Passage IAt different stages in the educational process different changes are required. In schools, the chief need is for a general change in the attitude towards science, which should be from the beginning an integral part and not a mere addition, often an optional addition, to the curriculum. Science should be taught not merely as a subject, but should come into all subjects. Its importance in history and in modern life should be pointed out and illustrated. The old contrast, often amounting to hostility, between scientific and humane subjects needs to be broken down and replaced by a scientific humanism. At the same time, the teaching of science requires to be humanised. The dry and factual presentation requires to be transformed, not by an appeal to mystical theory, but by emphasising the living and dramatic character of scientific advance itself. Here the teaching of the history of science, not isolated as at present, but in close relation to general history teaching, would serve to correct the existing atmosphere of scientific dogmatism. It would show at the same time how secure are the conquests of science in the control they give over natural processes and how insecure and provisional, however necessary, are the rational interpretations, the theories and hypotheses put forward at each stage. Past history by itself is not enough, the latest developments of science should not be excluded because they have not yet passed the test of time. It is absolutely necessary to emphasise the fact that science not only has changed but is continually changing, that it is an activity and not merely a body of facts. Throughout, the social implications of science, the powers that it puts into men’s hands, the uses they could make of them and those which they in fact do, should be brought out and made real by a reference to immediate experience of ordinary life.
1. According to the author science should be taught:
A] As an optional subject B] as a special subject
C] As a part of every subject D] as a part of history
2. While teaching science in schools, which of the following should be emphasised?
A] presentation of facts B] appeal to mystical theory
C] theories and hypotheses D] its close relation to life
3 What does the author feel about the “rational interpretations” of science?
A] They are factual presentations which need to betransformed
B] They give control over natural processes
C] They are only provisional as they have not beenproved
D] They have social implications that put power in man’s hands
4. The existing atmosphere of scientific dogmatism can be corrected by:
A] Presenting the scientific facts
B] Putting forward hypotheses and theories
C] Teaching the history of science in the context of general history
D] Emphasizing the changing nature of science
5. Science teaching will be most fruitful and purposeful when:
A] Presenting the scientific facts
B] Putting forward hypotheses and theories
C] Teaching the history of science in the context of general history
D] Emphasizing the changing nature of science
5. Science teaching will be most fruitful and purposeful when:
A] All the scientific facts are presented to students
B] It is taught in close relationship with humanities
C] The history of science is taught
D] The theories and interpretations of science are put forward
Passage II
Incredible though it may seem, while the percentage of literacy in India has been going up, the number of illiterates has also been increasing. Thus, according to the 1966 figures there were 353 million illiterates in the country—20 million more than in 1961. During the same period the percentage of literacy went up from 24 to 29 per cent. The explanation for this paradox lies in the rapid growth of population which has outpaced whatever little progress has been achieved in literacy. For instance from 1951 to 1961, literacy increased at an annual average rate of 0.7 per cent while the country’s population grew by 2.15 per cent every year. But the population explosion is not entirely responsible for the growing number of illiterates. The apathy of most States in failing to tackle the problem of adult literacy is also partly to blame. Till now, they have shown little awareness of the magnitude of the problem. Moreover, follow up measures to prevent neo-literates from relapsing into illiteracy is just as important as the initial adult literacy campaigns. Here too, the State Education authorities have been negligent. Not sufficient provision has been made for ‘continued education’. This can be done by setting up more rural libraries, adult schools and correspondence courses.
6. Which of the following is as important as the literacy campaign?
A] A new policy on education B] Vocational education system
C] Prevention of neo-literates dropping into illiteracy D] Opening more universities
7. In this passage what is one of the steps for continued education?
A] Starting short-term courses B] Opening more rural libraries
C] Making education a fundamental right D] Making education a subject in the Union List
8. What was the number of illiterates in 1961?
A] 37.3 crore B] 35.3 crore
C] 33.3 crore D] 2 crore
9. What is the paradox referred to in the passage?
A] The number of illiterates has decreased while the percentage of literacy has increased
B] The number of literates has increased while the percentage of literacy has gone down
C] The number of literates and the percentage of illiterates have both decreased
D] The number of illiterates and the percentage of literacy have both increased
10. What was the percentage of literacy in 1961?
A] 5 B] 19
C] 20 D] 24
11. What has been the annual average rate of increase in literacy from 1951 to 1961
A] 0.7% B] 2.15%
C] 5.0% D] 7.0%
12. What is meant by neo-literates?
A] Potential literate persons B] University teachers
C] Research scholars D] People who become newly literate
13. What is the cause of the paradox referred to in the passage?
A] Shortage of funds for the education sector B] Absence of jobs for the educated
C] Rapid increase in population D] No follow up measures for continued education
14. Which of the following statements is/are correct?
1. Population explosion is entirely responsible for the growing number of illiterates
2. The indifference on the part of the Central Government to tackle the problem of adult literacy has been the main culprit . Select the correct answer by using the code given below:
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage III
Scientists tell us that without the presence of the cohesive force among the atoms that comprise this globe of ours, it would crumble to pieces and we would cease to exist and even as there is cohesive force in blind matters, so must there be in all things animate and the name for that cohesive force among animate beings is love. We have to learn to use that force among all that lives, and in the use of it consists our knowledge of God. Where there is love there is life; hatred leads to destruction. Life persists in middle of destruction. Only under that law would a well-ordered society be intelligible and life worth living. The sum total of the energy of mankind is not to bring us down but to lift us up, and that is the result of the definite, of unconscious working of the law of love. The fact that mankind persists shows that the cohesive force is greater than the disruptive force, centripetal force greater than centrifugal. If love be not the law of our being, here is no escape from a periodical recurrence of war, each succeeding one outdoing the preceding in ferocity. All the teachers that ever lived have preached this law with more or less vigour. If love was not law of life, life would not have persisted in the midst of death. Life is a perpetual triumph over the grave. If there is a fundamental distinction between man and beast, it is the former’s progressive recognition of the law and its application in practice to his own personal life. All the saints of the world ancient and modern, approve of that Supreme Law of our being. That the brute in us seems so often to gain an easy triumph is true enough. That however does not disprove the law. It shows the difficulty of practice.
15. What does our knowledge of God consist in?
A] Believing that God helps the poor and the downtrodden B] Understanding His omnipresence
C] Learning to love all living things D] Learning that sinful acts lead to destruction
16. What are human beings bound by?
A] Sence of security B] Love
C] Fear of God D] Self interest
17. Consider the following statements:
1. The Supreme Law of our being has been explained by scientists.
2. According to scientists, centrifugal force is greater than cohesive force among the atoms.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] neither 1 nor 2
18. What does centripetal force mean?
A] A force which draws things towards the centre B] A force working away from the centre
C] Gravitational force D] Atomic repulsion
19. Consider the following statements:
1. Mankind persists because cohesive force is less than centripetal force.
2. Cohesive force does not exist among animate things.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage IV
Progress in life depends a good deal on crossing one threshold after another. Some time a man watched his little nephew try to write his name. It was hard work, very hard work. The little boy had arrived at a threshold. Today he writes his name with comparative ease. Now a new threshold confronts him. This is the way with all of us. As soon as we cross one threshold, as soon as we conquer one difficulty, a new difficulty appears, or should appear. Some people make the mistake of steering clear of thresholds. Anything that requires genuine thinking and use of energy they avoid. They prefer to stay in a rut where thresholds are not met. Probably, they have been at their job a number of years. Things are easy for them. They make no effort to seek out new obstacles to overcome. Real progress stops under such circumstances. Some middle-aged and elderly people greatly enrich their thresholds. One went into an entirely new business when he was past middle life and made a success of it. De Morgan didn’t start to write novels until he was past sixty. Psychologists have discovered that man can continue to learn throughout life. And it is undoubtedly better to try, and fail than not to try at all. Then one can be placed in the category of the Swiss mountaineer of whom it was said, “He died climbing”. When a new difficulty rises to obstruct your path, do not complain. Accept the challenge. Determine to cross this threshold as you have crossed numerous other thresholds in your past life. In the words of the poet “do not rest, but strive to pass ‘from dream to dream’ ”.
20. Which one of the following statements is true?
A] One can learn new things only upto the age of 35 years B] University is the best place for learning
C] A person can continue to learn whole his life D] One should cease to learn new things
after a certain Age
21. Which one of the following statements is true?
A] One should use technology in learning new things
B] One should not waste his energy in crossing one threshold to another
C] One should always seek guidance of elders
D] One should continue to face obstacles which confront him
22. Which one of the following statements is true?
A] A person can be successful only if he does not cross many thresholds
B] De Morgan was a renowned mountaineer
C] A reference has been made of a Dutch mountaineer
D] One should not lament if he faces new obstacles
23. According to this passage, progress in life depends on which one of the following factors?
A] Energy conservation B] Human resource development
C] Showing perseverance in crossing obstacles, one after another D] Remaining contented with one’s
job
24. When does real progress stop?
A] When there is poor governance
B] When economy of the country is in bad shape
C] When people refrain from finding new obstacles to overcome
D] When percentage of illiteracy increases
25. Which word in the above passage means “verge”?
A] obstacles B] threshold C] strive D] confront
Directions (Qs. 26- 36) : Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.
For a business still in a burgeoning state of development the performance of the gem and jewelry sector in exports is gratifying. On top of an over 50 per cent growth during 2004-05, these exports are poised to grow at a similar rate during the current year, if the trend in the first half of the year is an indication. Data released by the Gems and Jewelry Export Promotion Council show that Gems exports at Rs 2,363 crores during April-September 2005 were 51 per cent higher than during the corresponding period of 2004. Since there is a greater acceleration in the tempo of exports in the second half of the year, it appears that the target of Gems and Jewelry exports, pegged at Rs 5,000 crore is well within reach. Even more heartening is the fact that the export flow has been broad based, though the pace has been set by better showing in both Jewelry and Gem exports. This
successful incursion is the outcome of a conscious strategy to build export infrastructure which includes the setting up of Gems and Jewelry export zones, technology missions and a liberal policy under which virtually the entire industry is thrown open to foreign direct investment. Some incentives like access to domestic market for these export-oriented units, based on the net value addition, also have helped the export drive. Besides, the industry had made efforts to capture new markets, laid stress on quality of the product and became alive to customer needs. However, in the case of jewelry exports, the actual performance is behind the potential. With its endowment in terms of jewelry designers, low costs and high productivity, India can emerge as a major force in global jewelry exports by emphasizing on customizing jewelry rather than relying on standard products. At the same time, gems exports should not suffer by default. The recent data given lie to the claim that we have a leeway in jewelry designing. Over a period, this success on global marketing of our gems should facilitate system integration, and to exports of value-added gems with jewelry. As of now, what is significant is that we have carved a small niche in the global market in an
industry that is the cutting edge of designing.
26. Which of the following are responsible for substantial growth in exports in Gems and jewelry sector?
(A) Conscious strategy to build export infrastructure
(B) Liberal policy
(C) Government subsidy
A] All (A), (B) and (C) B] Only (B) and (C) C] Only (A) and (C) D] Only (A) and (B) E] None of these
27. Setting up of gems and jewelry exports zones has resulted into which of the following?
A] Production of gems has increased B] Increase in gems exports
C] Increase in jewelry exports D] Abundance of gems and jewelry in the domestic market
E] None of these
28. Which of the following words has the SAME meaning as the word ‘heartening’ as used in the passage?
A] Saddening B] Encouraging
C] Illuminating D] Satisfying
E] Worsening
29. Which of the following have helped in the growth of exports in gem and jewelry sector?
(A) Value addition (B) Quality control
(C) Customer friendly (D) Access to domestic market
A] All (A), (B), (C) and (D) B] Only (A), (B) and (C)
C] Only (B), (C) and (D) D] Only (A), (C) and (D)
E] None of these
30. Which of the following statements is true in the context of the passage?
A] The growth in exports in gems & jewelry sector is expected to be 100 per cent during 2005-2006 to that of 2004-05.
B] The growth in exports in gems and jewelry sector in 2005-2006 is expected to be more than that in 2004- 05.
C] The growth in exports in gems and jewelry sector is expected to be 50 per cent in 2005-2006.
D] The growth in exports in gems and jewelry sector is expected to be 25 per cent in 2005-2006.
E] None of these
31. Which of the following factors have not helped in the export promotion?
(A) Building an infrastructure for export (B) Encouraging foreign direct investment
A] Only (A) B] Only (B) C] Either (A) or (B)
D] Both (A) and (B) E] None of these
32. How much export was realized in the first half of the year 2005-2006?
A] Less than half the targeted amount. B] More than half the targeted amount.
C] Almost half of the amount projected for the purpose. D] The exact amount is not mentioned.
E] None of these
33. Which of the following words/group of words has the SAME meaning as the word ‘customizing’ as used in the passage?
A] Need based B] Supportive C] Appropriate D] Quality E] Traditional
34. Which of the following words has the SAME meaning as the word ‘alive’ as used in the passage?
A] Awake B] Open C] Conducive D] Active E] Brisk
35. Which of the following statements is not true according to the passage?
A] India’s performance in exports of jewelry is better than that of gems.
B] India’s performance in export of gems is better than that of jewelry.
C] India’s performance in value added exports has grown in the recent past.
D] India has made considerable effort in exporting value added products in the international market.
E] Performance in global marketing has helped in developing an edge in designing.
36. What according to the passage, is the basis for the expectation of the exports in Gem and jewelry sector reaching the targeted amount?
A] Growth in exports in the earlier year. B] Domestic demand in the sector.
C] India’s performance in jewelry designing D] Trend observed during the first half of the year.
E] None of these
Directions (Qs. 37-38): Choose the word which is most similar in meaning to the word printed in bold used in the passage.
37. Emerge
A] Drawn B] Evolve C] Shine D] Grow E] Submerge
38. Conscious
A] Desirable B] Deliberate C] Planned D] Unconscious E] Wanted
Directions (Qs. 39-40): Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.
39. Virtually
A] Artificially B] Lately C] Really D] Imaginary E] Realistically
40. Burgeoning
A] Emerging B] Established C] Dying D] Sneaking E] Middle
Directions (Qs. 41-50): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The traditional method of managing credit risk is (41) diversification. Although (42) credit risk through diversification is effective, institutions are often constrained by (43) of diversification (44) on account of limited area of (45). During the last few years, managing credit risk through selling assets by way of securitisation has (46) in popularity. The market for securitised assets has grown (47) in the last few years and is expected to grow further in the (48) years. This mode of credit risk mitigation is most (49) to loans with standardized payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might (50) client relationship. In this context, credit derivatives provide a new technique for managing credit risk.
41. A] by B] onto C] for D] through
42. A] watching B] mitigating C] Taking D] affording E] Seeing
43. A] lack B] supply C] Scarcity D] void E] Want
44. A] luck B] fortune C] Activities D] opportunities E] Chance
45. A] place B] transaction C] Operations D] dealing E] Work
46. A] gained B] sold C] Valued D] bought E] Profited
47. A] gigantic B] slowly C] slightly D] impressively
48. A] yester B] futuristic C] Golden D] coming E] Past
49. A] desired B] suited C] wanted D] suitable E] popular
50. A] kill B] lynch C] damage D] promote E] burn
B] It is taught in close relationship with humanities
C] The history of science is taught
D] The theories and interpretations of science are put forward
Passage II
Incredible though it may seem, while the percentage of literacy in India has been going up, the number of illiterates has also been increasing. Thus, according to the 1966 figures there were 353 million illiterates in the country—20 million more than in 1961. During the same period the percentage of literacy went up from 24 to 29 per cent. The explanation for this paradox lies in the rapid growth of population which has outpaced whatever little progress has been achieved in literacy. For instance from 1951 to 1961, literacy increased at an annual average rate of 0.7 per cent while the country’s population grew by 2.15 per cent every year. But the population explosion is not entirely responsible for the growing number of illiterates. The apathy of most States in failing to tackle the problem of adult literacy is also partly to blame. Till now, they have shown little awareness of the magnitude of the problem. Moreover, follow up measures to prevent neo-literates from relapsing into illiteracy is just as important as the initial adult literacy campaigns. Here too, the State Education authorities have been negligent. Not sufficient provision has been made for ‘continued education’. This can be done by setting up more rural libraries, adult schools and correspondence courses.
6. Which of the following is as important as the literacy campaign?
A] A new policy on education B] Vocational education system
C] Prevention of neo-literates dropping into illiteracy D] Opening more universities
7. In this passage what is one of the steps for continued education?
A] Starting short-term courses B] Opening more rural libraries
C] Making education a fundamental right D] Making education a subject in the Union List
8. What was the number of illiterates in 1961?
A] 37.3 crore B] 35.3 crore
C] 33.3 crore D] 2 crore
9. What is the paradox referred to in the passage?
A] The number of illiterates has decreased while the percentage of literacy has increased
B] The number of literates has increased while the percentage of literacy has gone down
C] The number of literates and the percentage of illiterates have both decreased
D] The number of illiterates and the percentage of literacy have both increased
10. What was the percentage of literacy in 1961?
A] 5 B] 19
C] 20 D] 24
11. What has been the annual average rate of increase in literacy from 1951 to 1961
A] 0.7% B] 2.15%
C] 5.0% D] 7.0%
12. What is meant by neo-literates?
A] Potential literate persons B] University teachers
C] Research scholars D] People who become newly literate
13. What is the cause of the paradox referred to in the passage?
A] Shortage of funds for the education sector B] Absence of jobs for the educated
C] Rapid increase in population D] No follow up measures for continued education
14. Which of the following statements is/are correct?
1. Population explosion is entirely responsible for the growing number of illiterates
2. The indifference on the part of the Central Government to tackle the problem of adult literacy has been the main culprit . Select the correct answer by using the code given below:
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage III
Scientists tell us that without the presence of the cohesive force among the atoms that comprise this globe of ours, it would crumble to pieces and we would cease to exist and even as there is cohesive force in blind matters, so must there be in all things animate and the name for that cohesive force among animate beings is love. We have to learn to use that force among all that lives, and in the use of it consists our knowledge of God. Where there is love there is life; hatred leads to destruction. Life persists in middle of destruction. Only under that law would a well-ordered society be intelligible and life worth living. The sum total of the energy of mankind is not to bring us down but to lift us up, and that is the result of the definite, of unconscious working of the law of love. The fact that mankind persists shows that the cohesive force is greater than the disruptive force, centripetal force greater than centrifugal. If love be not the law of our being, here is no escape from a periodical recurrence of war, each succeeding one outdoing the preceding in ferocity. All the teachers that ever lived have preached this law with more or less vigour. If love was not law of life, life would not have persisted in the midst of death. Life is a perpetual triumph over the grave. If there is a fundamental distinction between man and beast, it is the former’s progressive recognition of the law and its application in practice to his own personal life. All the saints of the world ancient and modern, approve of that Supreme Law of our being. That the brute in us seems so often to gain an easy triumph is true enough. That however does not disprove the law. It shows the difficulty of practice.
15. What does our knowledge of God consist in?
A] Believing that God helps the poor and the downtrodden B] Understanding His omnipresence
C] Learning to love all living things D] Learning that sinful acts lead to destruction
16. What are human beings bound by?
A] Sence of security B] Love
C] Fear of God D] Self interest
17. Consider the following statements:
1. The Supreme Law of our being has been explained by scientists.
2. According to scientists, centrifugal force is greater than cohesive force among the atoms.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] neither 1 nor 2
18. What does centripetal force mean?
A] A force which draws things towards the centre B] A force working away from the centre
C] Gravitational force D] Atomic repulsion
19. Consider the following statements:
1. Mankind persists because cohesive force is less than centripetal force.
2. Cohesive force does not exist among animate things.
Which of the statements given above is/are correct?
A] 1 only B] 2 only
C] Both 1 and 2 D] Neither 1 nor 2
Passage IV
Progress in life depends a good deal on crossing one threshold after another. Some time a man watched his little nephew try to write his name. It was hard work, very hard work. The little boy had arrived at a threshold. Today he writes his name with comparative ease. Now a new threshold confronts him. This is the way with all of us. As soon as we cross one threshold, as soon as we conquer one difficulty, a new difficulty appears, or should appear. Some people make the mistake of steering clear of thresholds. Anything that requires genuine thinking and use of energy they avoid. They prefer to stay in a rut where thresholds are not met. Probably, they have been at their job a number of years. Things are easy for them. They make no effort to seek out new obstacles to overcome. Real progress stops under such circumstances. Some middle-aged and elderly people greatly enrich their thresholds. One went into an entirely new business when he was past middle life and made a success of it. De Morgan didn’t start to write novels until he was past sixty. Psychologists have discovered that man can continue to learn throughout life. And it is undoubtedly better to try, and fail than not to try at all. Then one can be placed in the category of the Swiss mountaineer of whom it was said, “He died climbing”. When a new difficulty rises to obstruct your path, do not complain. Accept the challenge. Determine to cross this threshold as you have crossed numerous other thresholds in your past life. In the words of the poet “do not rest, but strive to pass ‘from dream to dream’ ”.
20. Which one of the following statements is true?
A] One can learn new things only upto the age of 35 years B] University is the best place for learning
C] A person can continue to learn whole his life D] One should cease to learn new things
after a certain Age
21. Which one of the following statements is true?
A] One should use technology in learning new things
B] One should not waste his energy in crossing one threshold to another
C] One should always seek guidance of elders
D] One should continue to face obstacles which confront him
22. Which one of the following statements is true?
A] A person can be successful only if he does not cross many thresholds
B] De Morgan was a renowned mountaineer
C] A reference has been made of a Dutch mountaineer
D] One should not lament if he faces new obstacles
23. According to this passage, progress in life depends on which one of the following factors?
A] Energy conservation B] Human resource development
C] Showing perseverance in crossing obstacles, one after another D] Remaining contented with one’s
job
24. When does real progress stop?
A] When there is poor governance
B] When economy of the country is in bad shape
C] When people refrain from finding new obstacles to overcome
D] When percentage of illiteracy increases
25. Which word in the above passage means “verge”?
A] obstacles B] threshold C] strive D] confront
Directions (Qs. 26- 36) : Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.
For a business still in a burgeoning state of development the performance of the gem and jewelry sector in exports is gratifying. On top of an over 50 per cent growth during 2004-05, these exports are poised to grow at a similar rate during the current year, if the trend in the first half of the year is an indication. Data released by the Gems and Jewelry Export Promotion Council show that Gems exports at Rs 2,363 crores during April-September 2005 were 51 per cent higher than during the corresponding period of 2004. Since there is a greater acceleration in the tempo of exports in the second half of the year, it appears that the target of Gems and Jewelry exports, pegged at Rs 5,000 crore is well within reach. Even more heartening is the fact that the export flow has been broad based, though the pace has been set by better showing in both Jewelry and Gem exports. This
successful incursion is the outcome of a conscious strategy to build export infrastructure which includes the setting up of Gems and Jewelry export zones, technology missions and a liberal policy under which virtually the entire industry is thrown open to foreign direct investment. Some incentives like access to domestic market for these export-oriented units, based on the net value addition, also have helped the export drive. Besides, the industry had made efforts to capture new markets, laid stress on quality of the product and became alive to customer needs. However, in the case of jewelry exports, the actual performance is behind the potential. With its endowment in terms of jewelry designers, low costs and high productivity, India can emerge as a major force in global jewelry exports by emphasizing on customizing jewelry rather than relying on standard products. At the same time, gems exports should not suffer by default. The recent data given lie to the claim that we have a leeway in jewelry designing. Over a period, this success on global marketing of our gems should facilitate system integration, and to exports of value-added gems with jewelry. As of now, what is significant is that we have carved a small niche in the global market in an
industry that is the cutting edge of designing.
26. Which of the following are responsible for substantial growth in exports in Gems and jewelry sector?
(A) Conscious strategy to build export infrastructure
(B) Liberal policy
(C) Government subsidy
A] All (A), (B) and (C) B] Only (B) and (C) C] Only (A) and (C) D] Only (A) and (B) E] None of these
27. Setting up of gems and jewelry exports zones has resulted into which of the following?
A] Production of gems has increased B] Increase in gems exports
C] Increase in jewelry exports D] Abundance of gems and jewelry in the domestic market
E] None of these
28. Which of the following words has the SAME meaning as the word ‘heartening’ as used in the passage?
A] Saddening B] Encouraging
C] Illuminating D] Satisfying
E] Worsening
29. Which of the following have helped in the growth of exports in gem and jewelry sector?
(A) Value addition (B) Quality control
(C) Customer friendly (D) Access to domestic market
A] All (A), (B), (C) and (D) B] Only (A), (B) and (C)
C] Only (B), (C) and (D) D] Only (A), (C) and (D)
E] None of these
30. Which of the following statements is true in the context of the passage?
A] The growth in exports in gems & jewelry sector is expected to be 100 per cent during 2005-2006 to that of 2004-05.
B] The growth in exports in gems and jewelry sector in 2005-2006 is expected to be more than that in 2004- 05.
C] The growth in exports in gems and jewelry sector is expected to be 50 per cent in 2005-2006.
D] The growth in exports in gems and jewelry sector is expected to be 25 per cent in 2005-2006.
E] None of these
31. Which of the following factors have not helped in the export promotion?
(A) Building an infrastructure for export (B) Encouraging foreign direct investment
A] Only (A) B] Only (B) C] Either (A) or (B)
D] Both (A) and (B) E] None of these
32. How much export was realized in the first half of the year 2005-2006?
A] Less than half the targeted amount. B] More than half the targeted amount.
C] Almost half of the amount projected for the purpose. D] The exact amount is not mentioned.
E] None of these
33. Which of the following words/group of words has the SAME meaning as the word ‘customizing’ as used in the passage?
A] Need based B] Supportive C] Appropriate D] Quality E] Traditional
34. Which of the following words has the SAME meaning as the word ‘alive’ as used in the passage?
A] Awake B] Open C] Conducive D] Active E] Brisk
35. Which of the following statements is not true according to the passage?
A] India’s performance in exports of jewelry is better than that of gems.
B] India’s performance in export of gems is better than that of jewelry.
C] India’s performance in value added exports has grown in the recent past.
D] India has made considerable effort in exporting value added products in the international market.
E] Performance in global marketing has helped in developing an edge in designing.
36. What according to the passage, is the basis for the expectation of the exports in Gem and jewelry sector reaching the targeted amount?
A] Growth in exports in the earlier year. B] Domestic demand in the sector.
C] India’s performance in jewelry designing D] Trend observed during the first half of the year.
E] None of these
Directions (Qs. 37-38): Choose the word which is most similar in meaning to the word printed in bold used in the passage.
37. Emerge
A] Drawn B] Evolve C] Shine D] Grow E] Submerge
38. Conscious
A] Desirable B] Deliberate C] Planned D] Unconscious E] Wanted
Directions (Qs. 39-40): Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.
39. Virtually
A] Artificially B] Lately C] Really D] Imaginary E] Realistically
40. Burgeoning
A] Emerging B] Established C] Dying D] Sneaking E] Middle
Directions (Qs. 41-50): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The traditional method of managing credit risk is (41) diversification. Although (42) credit risk through diversification is effective, institutions are often constrained by (43) of diversification (44) on account of limited area of (45). During the last few years, managing credit risk through selling assets by way of securitisation has (46) in popularity. The market for securitised assets has grown (47) in the last few years and is expected to grow further in the (48) years. This mode of credit risk mitigation is most (49) to loans with standardized payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might (50) client relationship. In this context, credit derivatives provide a new technique for managing credit risk.
41. A] by B] onto C] for D] through
42. A] watching B] mitigating C] Taking D] affording E] Seeing
43. A] lack B] supply C] Scarcity D] void E] Want
44. A] luck B] fortune C] Activities D] opportunities E] Chance
45. A] place B] transaction C] Operations D] dealing E] Work
46. A] gained B] sold C] Valued D] bought E] Profited
47. A] gigantic B] slowly C] slightly D] impressively
48. A] yester B] futuristic C] Golden D] coming E] Past
49. A] desired B] suited C] wanted D] suitable E] popular
50. A] kill B] lynch C] damage D] promote E] burn
Answer Key
1
|
D
|
21
|
D
|
41
|
D
|
2
|
D
|
22
|
D
|
42
|
B
|
3
|
C
|
23
|
C
|
43
|
A
|
4
|
C
|
24
|
C
|
44
|
C
|
5
|
B
|
25
|
B
|
45
|
C
|
6
|
C
|
26
|
D
|
46
|
A
|
7
|
B
|
27
|
B
|
47
|
D
|
8
|
C
|
28
|
B
|
48
|
D
|
9
|
D
|
29
|
A
|
49
|
B
|
10
|
D
|
30
|
B
|
50
|
C
|
11
|
A
|
31
|
E
| ||
12
|
A
|
32
|
C
| ||
13
|
C
|
33
|
A
| ||
14
|
D
|
34
|
B
| ||
15
|
C
|
35
|
A
| ||
16
|
B
|
36
|
D
| ||
17
|
D
|
37
|
D
| ||
18
|
A
|
38
|
C
| ||
19
|
D
|
39
|
A
| ||
20
|
C
|
40
|
A
|
Source - Advait Noida
Source - Advait Noida
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